Why Lifetime Care Matters
A settlement without a life-care plan is an incomplete settlement.
The acute hospital bill — however large — is often the smallest component of the total economic harm in a catastrophic malpractice case. A child who sustains HIE at birth and survives with cerebral palsy may require 24-hour skilled nursing care, adaptive equipment, specialized transportation, augmentative communication technology, therapeutic interventions across a dozen disciplines, and supported housing — for 60 or more years.
We engage certified life-care planners in every catastrophic case. These specialists review the medical record, consult with treating physicians and rehabilitation specialists, and produce a detailed, costed projection of the patient's future care needs at current and projected prices. The life-care plan is presented to the defense, to the jury, and — in structured settlement negotiations — to the administrator responsible for ensuring the funds last a lifetime.
Pennsylvania courts allow recovery of future medical expenses and the costs of future care. Without a life-care plan, a settlement or verdict may appear adequate at signing and prove catastrophically insufficient within a decade.
$2M+
Median lifetime care cost, severe HIE with cerebral palsy (2024 dollars)
60 yrs
Typical planning horizon for birth injury life-care plans
12+
Care disciplines a severe brain injury may require concurrently
The figures above reflect industry research and published life-care cost analyses and are illustrative of the planning horizon in catastrophic cases. They do not represent a guarantee or prediction of any specific case result. Each case is evaluated on its individual facts and the patient's specific medical circumstances.